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Many of these borrowers end up defaulting and experience the harms from default, which are discussed in greater detail in Market Concerns-Longer-Term Loans and include not only bank and lender fees imposed when checks bounce or ACH payments are returned unpaid, but also aggressive collections practices, and, in the case of vehicle title loans, loss of a vehicle to repossession.
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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