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This means that if you ask a bank for a loan, on paper they will add your proposed loan to your existing debt payments (these are your payments on your existing loans, credit cards, line of credit or mortgage) to see if together they exceed 40% of your income (they call this measurement your Total Debt Service Ratio or TDSR).For the money, the applicants account is released to get rid of them, to help the financial shortage, payday loans direct lenders.
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(Refer to FIL-57-2002, dated May 30, 2002, for further information.